Hard Money Dream
Hard Money
Dream
Coming Soon!
Loan Program
Highlights
Triple 100% Fix and Flip Loan
Designed for AAA Credit Real Estate Investors With REALLY GREAT Fix and Flip Deals
100% Purchase, 100% Rehab Cost, and Nearly 100% Closing Cost
Max 70% Loan to After Repair Value
Min 750 Credit Score
No employment Verification, Lite Doc
SF, Condo, TH
Min $100K Loan Amount
Min 50% of Rehab Cost Reserves
No Experience Needed
100% CLTV Rental Property Purchase Loan
Designed for AAA Credit Real Estate Investors Buying Move In Ready Rental Properties Where Seller Will Hold a 2nd Mortgage
Max 80% LTV (Based on lower of Sales Price or Appraised AS-IS Value)
Seller Held 2nd allowed up to 100% Combined Loan to Value (CLTV)
Min 5-YR Term on 2nd, amortized over 30 years
Min 6 Months Seasoning of Property's Current Owner
Min 750 Credit Score
No employment Verification, Lite Doc
Min 1.0 DSCR
SF, Condo, TH (House must be move-in ready at closing)
Min $100K Loan Amount
Min 6 months PITI (including first and second mtg) reserves
No Experience Needed
No cross collateralization required
75% LTAIV Rental Property Purchase Loan
Designed for AAA Credit Real Estate Investors Buying Move In Ready Rental Properties Significantly Below AS-IS Appraised Value
Max 75% Loan to AS IS Move In Value (LTAIV), regardless of Sales Price
NO 2nd Mortgage allowed, 12-month covenant
Min 12 Months Seasoning of Property's Current Owner
Min 780 Credit Score
No employment Verification, Lite Doc
Min 1.0 DSCR
SF, Condo, TH
Min $100K Loan Amount
Min 12 months PITI mtg payments reserves
No Experience Needed
Two Appraisals Required
No cross collateralization needed
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Loans are for investment purposes only and not for buying owner-occupant properties or properties intended to rent to guarantor's relatives.
This is not a commitment to lend. Hard Money dream and it's partners reserves the right to deny lending to anyone we choose not to lend to.